Make informed credit decisions driven by AI and data analytics
fumiwo enables lenders to enhance credit risk mitigation, leveraging on financial and alternative data
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Trusted by leading global finance partners
WHAT WE DO AT FUMIWO
Technology driven by ai and real time data
Fumiwo uses real-time data to revolutionize credit risk mitigation for lenders. Harnessing financial and alternative data for smarter decision-making.
Profile Insights
Through data analytics, we enable our clients to gain valuable insights into the financial status of their customers in order to make unbiased credit decisions.
Credit Score
With our customized credit score solution we leverage on data from verifiable credit bureaus, that provide our clients with various risk appetite options and preferences.
Trend Analytics
Through our cashflow analytical solution we unveil trends and movements of funds that enables our clients understand important transactional metrics
BENEFITS
Top advantage of using our solution
Make faster loan decisions, reduce underwriting and credit assessment errors, enhance accuracy, and broaden your credit decisions with Fumiwo cashflow analytical tool.
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Cut underwriting costs, enhance credit decision accuracy
Accelerate approval time
Build a scalable data infrastructure
Unveil the financial capacity and character of your customer
HOW IT WORKS
How we make data work
With our AI and data analytical solution, we can analyze both structured and unstructured data to give insights to your underwriting team about your applicants financial health and enable unbiased credit decision.
Open Bank Account
With our intuitive platform, opening a bank account becomes a hassle-free experience. Say goodbye to paperwork and long queues. Join Fumiwo today and streamline your banking journey
Bank Statement Analysis
Our advanced algorithms meticulously analyze bank statements, providing comprehensive insights into financial behavior and trends. Make informed decisions with Fumiwo by your side
Mobile Money Statements
Fumiwo seamlessly integrates mobile money statements into your financial analysis toolkit. Stay ahead of the curve and optimize your strategies with Fumiwo
Processing Data
Our robust infrastructure and cutting-edge technology ensure efficient data handling, enabling you to focus on what matters most—making impactful decisions with confidence
Real time Data Analysis
With Fumiwo's real-time data analysis capabilities, you can stay ahead of the competition, responding swiftly to market changes and seizing opportunities as they arise
Easy Integration with API
Our developer-friendly platform ensures a smooth integration process, empowering you to leverage Fumiwo's capabilities seamlessly within your existing systems
SOLUTION FOR EVERYONE
Innovative solution fostering financial inclusion and improving credit quality for lenders.
Whether you're a digital lender, neobanks, microfinance institutes and national institute our technological innovations aim to make financing more responsible and more abordable in Africa.
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Commercial Banks
Neo Banks
Embassies
Digital Lenders
Finance Houses
Microfinance Ins
Tailored solutions for every unique use case.
Buy Now Pay Later (BNPL)
Enjoy the convenience of deferred payments while managing your finances efficiently.
Customer Loans
Fumiwo provides personalized loan solutions with competitive rates and flexible terms.
SME's Loans
Fumiwo offers flexible loan options designed to support your business journey
Enterprise Loans
Unlock new opportunities and propel your enterprise forward with Fumiwo.
TESTIMONIALS
What our customers say about us
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Fumiwo has been a game-changer for our business. Their real-time data analysis helped us make informed decisions swiftly, resulting in improved operational efficiency and increased profitability. Highly recommended
Mathew Lakeshaw
CEO, Veritas Store
"I've been using Fumiwo's Buy Now Pay Later feature for my online shopping, and it's been fantastic! The flexibility it offers has made managing my finances a breeze. Thank you
Emily Johson
Manager, Delloite In
Fumiwo's SME loan provided us with the capital injection we needed to expand our operations. Their personalized approach and competitive rates exceeded our expectations. From the initial consultation to the disbursal of funds, the Fumiwo team guided us every step of the way, ensuring a smooth and efficient process.
Shayda Abass
CEO, PayGo
As a small business owner, finding the right financing solution can be challenging. Fumiwo's SME loan not only provided the funds we needed but also offered flexible repayment terms that aligned perfectly with our cash flow. Fumiwo truly understands the needs of entrepreneurs.
John Kennedy
CEO, Oakmont Inc
Fumiwo's customer loan came to my rescue when I needed funds for a medical emergency. The application process was smooth, and I received the money in no time. I'm grateful for their swift assistance during a stressful time
Samantha Clark
CEO, BNPL
Securing an enterprise loan with Fumiwo was a seamless experience. Their team went above and beyond to understand our business needs and tailor a loan package that suited us perfectly.
David Wilson
CFO. Global Tech Solutions
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At fumiwo, we believe in putting the power in your hands, giving you unparalleled control over your investment journey.